Home Warranty

Protection against appliances breaking down. Electrical, plumbing, heating and air systems all may be covered under a home warranty. Many of these are not covered under a traditional homeowners insurance policy. For example, if your pipes get clogged, the service may not be included in your homeowners insurance, but a homeowners warranty may cover it.

Homeowners Insurance

Required in order to get a mortgage. Covers losses that occur to the structure of the house or to the contents as a result of damage. If your house was destroyed by a fire, the insurance policy would pay

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